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Irresistible Chocolate Chip Banana Bread | Easy Homemade Loaf

Moist, tender banana bread studded with mini chocolate chips and a shiny, crackly top. Simple to mix in one bowl with ripe bananas, butter, oil, and sour cream for a soft, bakery-style loaf.
Prep Time 20 minutes
Cook Time 1 hour
Total Time 1 hour 35 minutes
Servings 10 slices

Ingredients
  

Ingredients

  • 3 large very ripe bananas (about 1 1/3 cups mashed)
  • 1/2 cup unsalted butter, melted and slightly cooled
  • 2 tablespoons neutral oil (canola or vegetable)
  • 3/4 cup light brown sugar, packed
  • 1/4 cup granulated sugar
  • 2 large eggs, room temperature
  • 1 teaspoon pure vanilla extract
  • 1/2 cup sour cream or plain Greek yogurt
  • 1 3/4 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon baking powder
  • 1/2 teaspoon fine sea salt
  • 1 cup mini chocolate chips, plus extra for topping
  • 1/2 teaspoon ground cinnamon (optional)

Instructions
 

Instructions

  • Preheat the oven to 350°F (175°C) and grease a 9x5-inch loaf pan; line with a parchment sling.
  • Mash the bananas in a large bowl until mostly smooth with small lumps.
  • Whisk in the melted butter, oil, brown sugar, and granulated sugar until glossy.
  • Whisk in the eggs one at a time until fully incorporated, then stir in the vanilla and sour cream until creamy.
  • In a separate bowl, whisk together the flour, baking soda, baking powder, salt, and cinnamon if using.
  • Toss about 1 tablespoon of the dry mixture with the chocolate chips to help prevent sinking.
  • Sprinkle the remaining dry ingredients over the wet mixture and fold gently with a spatula just until no dry streaks remain.
  • Fold in the chocolate chips a few times to distribute evenly.
  • Scrape the batter into the prepared pan, smooth the top, and sprinkle a small handful of chocolate chips over the surface.
  • Bake for 55 to 65 minutes, until a tester comes out with a few moist crumbs and the top is set; tent with foil after 40 minutes if browning too quickly.
  • Cool in the pan for 15 minutes, then lift out using the parchment and cool completely on a rack before slicing.

Notes

Start checking doneness at 55 minutes; ovens vary. Cool completely to avoid a gummy crumb. Store wrapped at room temperature for 3–4 days; freeze up to 3 months. Variations: add cocoa for double chocolate, walnuts for crunch, coconut, espresso, or a peanut butter swirl. For muffins, bake at 350°F for 18–22 minutes. Use very ripe or thawed, drained frozen bananas for best flavor.